Finances can be overwhelming to business owners. Here's our collection of blog posts and small business tools & templates with our best finance tips & advice to help business owners just like you!

Pricing Strategies: How to figure out how much to charge clients

pricing strategies

It's so hard to pick a number when we're reworking our pricing strategies. We want to price our products or services at a number that seems attractive to our prospects. A number we know will give them good value when they work with us. At the same time, we need to make sure we are earning a

How to raise prices without losing clients

raise your prices

I have a conversation like this almost every week: "I'm so tired. I don't know how I can work any harder. I've been at this for 3 years and business is good; I have lots of new business. But I'm working all the time. I haven't had a vacation in 3 years, because I can't stop. I'll be so behind I'd

The Ultimate Small Business Pricing Kit:
How to Increase Your Prices Without Losing Clients

how to increase prices

If you want to stop working yourself to the bone, being busy all the time and not making great money, you need this small business pricing kit. This eBook and webinar combo will help you learn how much to charge for your services and how to increase your prices! This Small Business Pricing Kit

Why should small business owners care about sales tax?

diane yetter

As a small business owner, you have a big to do list. Pretty far down on that list (if it is even there) is making sure that you are meeting your sales and use tax obligations. The world of sales and use tax can be confusing (even for those of us who work exclusively in the field). This is why the

5 fail-safe tips to improve your chances of getting a small business loan

how to get a small business loan

If you’re a small business owner in need of a small business loan to grow your business, you may want to understand a few key things that will improve your chances of getting a small business loan. Understanding these key components will increase your chances to obtain financing and simplify the

Study Shows Microloans Help Minority Business Owners Grow Their Business


Ever since the Great Recession began in 2007, more and more minority business owners are opting to start their own business. According to a recent study conducted by four college professors, "Business Credit for U.S. Subprime Borrowers: How Much Does it Matter for Entrepreneurial Success,”

KPIs: How’s your business performance?

key performance indicators

This month we're focusing on key performance indicators at EnMast. Check out all our free resources below! If you're trying to lose weight, you might weigh yourself every day or every week; but when you do, you find something out. The scale tells you if what you're doing to lose weight is

Why RFP stands for Really Foolish Process


As Brad Farris has written before, responding to a Request For Proposal (RFP) is not only a time and money waster, but it's not the way you want to get new clients anyway. In this article on EnMast's sister site,, Brad takes on the ridiculous practice of RFPs again, pointing

RFPs: Even when you win, you lose


I had a professor in college who would auction off $20 bills — for up to $180 sometimes! It was amazing! Here’s how it went: Anyone could bid on the $20 bill. The winning bidder would pay their bid and get the $20 bill, but the second-place bidder also had to pay their bid and get nothing in

What do you do when … your clients won’t pay your invoices?


Having a client stiff you is one of the most difficult situations for a business owner. You have invested in salaries and expenses to do the work and now you aren’t getting paid. If there is some kind of problem with the work, that’s one thing. But if you delivered great work and you're still not

How to use your budget year-round


Brad loves his budgets! He even wrote a book about them! In this guest post for Initiative for a Competitive Inner City, Brad explains part of his obsession with budgets. Turns out, many business owners don't use their budgets the way they should -- and that's why they don't love them too. The

What do you do when … you can’t meet payroll?

Last Pay stub

Your checking account is overdrawn and all of your credit accounts are at their limits! Uncle Sam came knocking at the door wanting his fair share, you had to buy some expensive software to do a big job for a client (which you won’t bill for another month), you’re still waiting for payments on two